Topic
buy now pay later
Why Stores Put Christmas Decorations Out So Early
Holiday aisles went up before Halloween again this year. The habit is older than anyone shopping today, and the shoppers it chases haven't changed as much as the shelves.
Does Buy Now, Pay Later Use a Hard or Soft Credit Check?
Klarna and Afterpay typically run a soft credit check that doesn't touch your score. Affirm's longer installment loans and PayPal Credit run a hard one. The difference determines whether your BNPL habit shows up elsewhere.
Buy Now, Pay Later Is About to Hit Your Credit Score
Millions of Americans use buy now, pay later loans that have never touched a credit report. That's ending this fall, and regulators are already asking hard questions.