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Author

Priya Raman

Priya Raman edits Business at Daybreak Wire. She came to journalism after years inside the numbers, and still reads filings, earnings calls and central-bank statements the way other people read novels. Priya's standard for a business story is simple: connect the figure to a person — what a rate decision does to a mortgage, what a merger means for a payroll. She is allergic to hype cycles in both directions, and insists that every number in her section appear exactly as the source published it.

A diner taps a credit card on a restaurant payment terminal as card fees increasingly get passed on as a surcharge.

Are Restaurant Credit Card Surcharges Legal? It Depends on the State

A record 34% of merchants now surcharge credit card transactions, but the legal limit changes wildly by state — banned outright in three, capped in a dozen others.

Business  · 15 Jul 2026, 15:15  · Priya Raman
Official portrait of Sen. Elizabeth Warren, who sent state unclaimed-property regulators a letter questioning shortened escheatment dormancy periods.

Escheatment, Explained: How States Take Your Forgotten Money

Escheatment is the legal process that hands your forgotten bank accounts, stocks and uncashed checks to the state after a few years of inactivity, and Sen. Elizabeth Warren says the dormancy clock is getting too short.

Business  · 14 Jul 2026, 15:26  · Priya Raman
An open-plan office workspace with desks and laptops, representative of the corporate environments where performance improvement plans are increasingly used.

Why Performance Improvement Plans Became a Quiet Layoff Tool

Formal performance write-ups are up nearly 30% since 2020. Workplace experts say performance improvement plans increasingly chart a documented path to a layoff, not a rescue.

Business  · 14 Jul 2026, 04:13  · Priya Raman
Gas station fuel pumps displaying per-gallon prices at sunset.

Why Gas Prices Can Differ by $1 Between Stations a Block Apart

Taxes, refinery geography, wholesale contracts and thin margins all stack up before a gallon of gas reaches the pump, which is why identical-looking stations a block apart can charge wildly different prices.

Business  · 13 Jul 2026, 15:17  · Priya Raman
A driver signs a car insurance document, the moment a renewal notice often lands with an unexpected increase.

Why Your Car Insurance Premium Rose Even With a Clean Driving Record

Nationally, drivers with spotless records are still seeing bills rise in 2026. The reasons have less to do with any one driver and more with regional risk, repair costs, and looming tariffs.

Business  · 13 Jul 2026, 09:25  · Priya Raman
Passengers waiting at an airport departure gate.

Why Airlines Sell More Tickets Than They Have Seats

An empty seat is revenue an airline can never get back once the door closes, which is why carriers deliberately sell a few more tickets than they have seats.

Business  · 12 Jul 2026, 05:16  · Priya Raman
A pay stub showing itemized paycheck deductions, illustrative of how imputed income appears on a paycheck.

Why Domestic Partner Health Coverage Becomes Taxable Income

The IRS doesn't recognize domestic partners as spouses, so employer-paid health coverage for a partner becomes taxable "imputed income" on your paycheck, unless the partner qualifies as your tax dependent.

Business  · 11 Jul 2026, 11:13  · Priya Raman
A ceramic piggy bank on a table, representing retirement savings and employer matching contributions.

What Is a 401(k) True-Up, and Why Did Your Match Jump?

If your 401(k) match fell short during the year, a true-up contribution, often paid the following February, is designed to make up the difference automatically.

Business  · 11 Jul 2026, 11:13  · Priya Raman
A residential Itron OpenWay smart electricity meter mounted on the exterior wall of a house.

What Is a Capacity Charge on Your Electric Bill?

One line on your utility statement pays for electricity that may never be generated. It is small, it is climbing, and it explains the grid better than kilowatt-hours do.

Business  · 9 Jul 2026, 06:07  · Priya Raman
A residential street of single-family homes.

Escrow Shortage: Why Your Mortgage Payment Went Up

A fixed-rate loan with a payment that keeps climbing sounds like a contradiction. The culprit is the escrow account, and you have more choices than the letter suggests.

Business  · 8 Jul 2026, 09:21  · Priya Raman
A panorama of American suburban single-family homes.

Why Your Escrow Comes Up Short Almost Every Year

Your monthly payment jumped again after an escrow analysis. The shortfall usually is not a mistake, it is built into how the account works. Here is the mechanism, and what you can do about it.

Business  · 8 Jul 2026, 05:42  · Priya Raman
A golden dollar sign symbol enclosed in a cage, illustrating a frozen tax refund.

Why Your 2026 Tax Refund Is Taking So Long

More than 830,000 taxpayers got a letter saying their refund is approved but on hold. Here's what's actually driving the delays, and how to get unstuck faster.

Business  · 7 Jul 2026, 06:36  · Priya Raman
Rows of servers inside a large data center, the kind of facility driving new electricity demand.

Why Your Electric Bill Keeps Climbing, and What Data Centers Have to Do With It

Household power rates are up sharply in data-center states like Ohio and Virginia. Here's the mechanism turning the AI boom into a line on your bill, and what actually moves the number.

Business  · 6 Jul 2026, 07:56  · Priya Raman
An easyJet aircraft. The airline's board has agreed in principle to Castlelake's fifth takeover proposal of £6.90 a share.

easyJet Accepts Castlelake's £6.90 Offer, Valuing the Airline at £5.2bn

The fifth offer in 23 days finally moved easyJet's board. What Castlelake gets for £5.2bn, and why the deal needs a 51 percent European wrapper.

Business  · 5 Jul 2026, 18:51  · Priya Raman
A person cools off in the water from an open fire hydrant during the July 2026 heat wave.

PJM Orders Emergency Power Cuts as Heat Strains the Grid

With 67 million people's power on the line, PJM leaned on paid demand cuts and data-center curtailments to keep the lights on through the heat.

Business  · 4 Jul 2026, 05:42  · Priya Raman
Aerial view of a data center's generators and cooling equipment in Ashburn, Virginia, the region at the center of the mid-Atlantic backup-power order.

Energy Dept Pulls Data Centers Off the Grid as Heat Wave Peaks

As a heat dome pushed demand toward a grid record, Washington ordered data centers off the public network and onto their own generators, freeing up power to keep home air conditioners running.

Business  · 3 Jul 2026, 05:26  · Priya Raman
A Giant Eagle supermarket in Pittsburgh, the family-owned chain Kroger has agreed to acquire.

Kroger to Buy Giant Eagle for $1.65 Billion in Grocery Push

Kroger will acquire family-owned Giant Eagle and its 197 supermarkets, its first big deal since the $25 billion Albertsons merger collapsed on antitrust grounds.

Business  · 2 Jul 2026, 04:19  · Priya Raman
The Nike swoosh logo displayed in the window of a Nike store in Manhattan.

Nike's Profit Jumps on a Tariff Refund as China Sales Fall 12%

Strip out a one-off tariff recovery and the quarter looks flatter than the headline profit suggests, with China still shrinking.

Business  · 1 Jul 2026, 04:13  · Priya Raman
A worker on a carbon-fibre production line in Lianyungang, Jiangsu province, in June 2026.

China's Factory Activity Edges Back Into Growth as AI Lifts Exports

The June reading cleared the 50 line that separates growth from contraction, but the expansion leans almost entirely on demand tied to the global AI boom.

Business  · 30 Jun 2026, 06:25  · Priya Raman
A Comcast sign; the company plans to spin off NBCUniversal and Sky into a separate public company.

Comcast to Split in Two, Spinning Off NBCUniversal and Sky

The cable giant is cleaving its media empire from its pipes, betting two focused companies can do what one sprawling conglomerate could not.

Business  · 29 Jun 2026, 18:02  · Priya Raman